Group Health
Coverage solutions for small businesses looking to take care of their team, with options built to fit your company's size and budget.
Offering health benefits can be one of the biggest levers for attracting and keeping good employees — but shopping group plans alone is time-consuming and confusing. Luke works directly with business owners to find group health coverage that fits your team size, budget, and goals.
Who this is for
Small business owners
Looking to offer health benefits for the first time, or replace a plan that's gotten too expensive.
Growing teams
Adding employees and need a benefits package that scales with your headcount.
Cost-conscious employers
Want to offer real coverage without a premium that eats your margins.
Renewal season
Your current group plan is renewing and you want to see if there's a better option before you sign again.
How Luke helps
1Understand your requirements
Group size, participation rules, and contribution structure all affect what's available — Luke walks you through what applies to your business.
2Compare carrier options
As an independent agent, Luke can shop multiple carriers instead of presenting just one option.
3Balance cost & coverage
Find the right split between what the business covers and what employees contribute.
4Support at renewal
Luke stays available year-round, not just at signup — so renewal season isn't a scramble.
Common questions
How many employees do I need to qualify for group coverage?
Requirements vary by carrier and state — Luke can tell you exactly what your business qualifies for based on your current team size.
Do I have to cover 100% of the premium?
No — most group plans allow employer/employee cost-sharing. Luke can help you structure contributions in a way that works for your budget.
Is there a cost to get a proposal?
No. Luke's guidance is always free to you as the business owner — he's compensated by the carrier, not by you.
Let's build your team's benefits package.
Reach out to Luke directly for a group health proposal tailored to your business.