Quoting Tool — Rankin Health Group

What would you like a quote for?

This helps us point you to the right next step.

Health InsuranceIndividual, family, or group medical coverage Medicare SupplementFill the gaps in Original Medicare

What kind of coverage do you currently have?

This helps us understand your starting point.

Group coverageThrough an employer Marketplace (ACA)Healthcare.gov or state exchange Private insurancePurchased directly, off-exchange NoneCurrently uninsured

Who are you covering?

This helps estimate household rating and plan fit.

Just meIndividual coverage Me + spouseTwo adults Me + childrenChoose number of children next FamilyMe, spouse and children

Applicant details

Enter the ZIP code and the age, gender, height, and weight for you (and your spouse, if applicable) so the estimate can screen basic eligibility. We already have your number of children from the previous step.

ZIP code

Household Income (annual)

Primary applicant

Age

Gender

Height

Weight

Does anyone use tobacco?

Your current plan

We’ll compare your current costs against a proposed alternative bundle.

Current monthly premium

Deductible

Out-of-pocket maximum

Metal level optional

Health screening questions

These questions help us match you with the right coverage option. Answer for all applicants.

Pregnancy and family planning

Is any applicant now pregnant, an expectant parent, in the process of adopting, in the process of surrogate pregnancy, or undergoing infertility treatment?

NoNone applyYesOne or more apply

Health history review

Within the last five years, has any applicant received medical or surgical treatment, consulted a healthcare professional, or had medication prescribed or recommended for any of the following?

Heart disorder, coronary artery disease (CAD), heart attack, or a heart procedure
Stroke, transient ischemic attack (TIA), or carotid artery disease
Crohn’s disease or ulcerative colitis
Liver disorders or kidney disorders
Emphysema or chronic obstructive pulmonary disease (COPD)
Diabetes or pre-diabetes
Cancer, tumor, lump, or mass
Alcoholism, alcohol or chemical dependency, or drug/alcohol abuse
Neck or back disorder
Joint replacement
Bipolar disorder or schizophrenia
Systemic lupus erythematosus or multiple sclerosis (MS)

NoNone of these applyYesOne or more apply

HIV/AIDS question

Within the last five years, has any applicant received medical or surgical treatment, consulted a healthcare professional, or had medication prescribed/recommended for AIDS or tested positive for HIV?

NoDoes not applyYesApplies to an applicant

Pending care or follow-up

In the last 12 months, has any applicant been recommended or scheduled for testing, excluding routine care, treatment, follow-up, surgery, hospitalization, or other medical evaluation that has not yet been completed?

NoNo pending careYesThere is pending care or follow-up

You have two options

Compare a Health Insurance Plan against an Indemnity Plan below — both include Critical Illness and Accident coverage.

Indemnity Plan — Individual

Estimated monthly premium, Classic Plus to Elite

$104 – $132/mo

✓ Critical Illness Benefit✓ Accident Benefit

Based on ages 18–29

🔒 Submit your info below to see full plan details & real-world examples

Daily Benefit (per person)	Elite	Classic Plus
Hospital confinement (per day, per person)	$4,000	$3,000
Doctor's office visit (per person)	$175/per visit	$125/per visit
Urgent care (per person)	$300/per visit	$250/per visit

Example 1: 7-day hospital stay (Elite)
A week-long hospital stay after being admitted with pneumonia.

Total charges (7 days)$41,660.41

Network discounts−$18,747.18

Current balance$22,913.23

Admission benefit$2,000.00

Hospital days (7 days at $4,000/day)$28,000.00

Cash left over WITHOUT the Critical Illness Benefit$7,086.77

Critical Illness Benefit (lump sum, paid upon diagnosis)$25,000.00

Cash left over WITH the Critical Illness Benefit$32,086.77

The Indemnity Plan's hospital-day benefits alone already leave you ahead of what you actually owe. Add the $25,000 Critical Illness Benefit, paid as a lump sum for a covered hospitalization like this, and the cash you walk away with grows substantially.

*Amounts based on the carrier's claims data. Results may vary.

Example 2: Broken arm (radius), outpatient care (Elite)
A trip to the ER followed by a few weeks of follow-up visits and an x-ray.

Service received	Cost	Elite pays
Emergency room/physician charge	$1,444	$300
Follow-up office visits (4)	$465	$700
Follow-up x-rays (1)	$95	$250

Total bill$2,004

Balance after network discounts*$1,503

Elite plan pays (fixed benefit schedule)−$1,250

Your cost WITHOUT the Accident Rider$253

Accident Rider benefit (covers remaining cost, up to $10,000)−$253

Your cost WITH the Accident Rider$0

*Amounts based on the carrier's claims data. Results may vary.

Health Insurance Plan — Individual

Potential Monthly Savings

$210 – $254/mo

Current premium: $500/mo · Proposed bundle premium: $233 – $268/mo

✓ Critical Illness Benefit✓ Accident Benefit

$10,000 Deductible · $10,000 Maximum Out-of-Pocket

🔒 Submit your info below to see full plan details & real-world examples

Ready to move forward?

Submit your info below and Luke will personally reach out to you — or skip ahead and schedule a meeting with him right now.

Full name

Email

Phone

🔒 Your info comes straight to Rankin Health Group — not a call center. We’ll never sell or share your details, and you won’t get spam-called. We’ll only reach out about what you requested.

— or —
Skip the form and talk it through directly.

Book a Free Consultation

Included on your proposed plan — not on your current plan

$10,000 accident benefitExtra protection for covered accident-related costs.

$25,000 cancer, heart attack & stroke (critical illness) benefitLump-sum style benefits for major covered events.

Cash benefits to help with out-of-pocket costsBenefits can help offset deductibles and other costs.

Access to a nationwide PPO networkProvider flexibility beyond many narrow-network plans.

Next step: talk to us

Book a quick consultation so Rankin Health Group can confirm eligibility and walk you through your options.

Book Your Health Insurance Consultation

Let's get your Medicare Supplement pricing

Just a couple of details to look up real rates for Plans A, G, and N.

Age

Gender

Your Medicare Supplement pricing

Full name

Email

Phone

🔒 Your info comes straight to Rankin Health Group — not a call center. We’ll never sell or share your details.

Prefer to just talk it through?

Book a quick call with Luke Rankin — no obligation.

Book a Free Consultation

Let's get you connected

Share your info and Luke will follow up with your options — no obligation.

Full name

Email

Phone

🔒 Your info comes straight to Rankin Health Group — not a call center. We’ll never sell or share your details.

Prefer to just talk it through?

Book a quick call with Luke Rankin — no obligation.

Book a Free Consultation

What would you like a quote for?

What kind of coverage do you currently have?

Who are you covering?

Applicant details

Primary applicant

Your current plan

Health screening questions

Pregnancy and family planning

Health history review

HIV/AIDS question

Pending care or follow-up

Based on the information provided, you appear to be a strong candidate for alternative PPO coverage.

Your current plan may already be a good fit.

Based on the information provided, a Marketplace plan may still be your best option.

You have two options

Ready to move forward?

Next step: talk to us

Let's get your Medicare Supplement pricing

You're not eligible for a Medicare Supplement quote

Your Medicare Supplement pricing

Confirm your enrollment window

You're not eligible for a Medicare Supplement quote

Prefer to just talk it through?

Let's get you connected

Prefer to just talk it through?